Insurance Insights for Responsible Drinking

Why Insurance Matters When You Drink

As much as we love to let loose and have a good time, accidents can happen when we're under the influence. In fact, according to the National Highway Traffic Safety Administration (NHTSA), there were 10,511 fatalities in motor vehicle crashes involving drivers with blood alcohol concentrations (BACs) of .08 or higher in 2019 alone.

This is where insurance comes in – it's not just about protecting your assets, but also about ensuring you're prepared for the unexpected. Whether it's a car accident, medical emergency, or other unforeseen event, having the right coverage can be a lifesaver.

The Importance of Insurance for Social Drinkers

We get it – social drinking is a big part of many people's lives. And while we're not here to judge, we do want to emphasize the importance of having insurance in place, even if you don't drink frequently.

Think about it like this: accidents can happen anywhere, at any time. Even if you're not a heavy drinker, there's still a risk involved whenever you consume alcohol. By having insurance, you're protecting yourself and your loved ones from financial burdens that could arise in the event of an accident.

How Insurance Can Help You Recover from a Night Out Gone Wrong

Let's face it – sometimes, despite our best efforts, things can go awry. Maybe you had one too many drinks and got into an accident, or perhaps you suffered some kind of injury while out with friends.

In these situations, having the right insurance coverage can be a huge relief. Not only can it help pay for medical expenses or repair costs, but it can also provide peace of mind knowing that you're prepared for whatever life throws your way.